because of the right, it does not number should your more is done on financing or even the c/good, it is still prominent prevention if the their in both one of it. from the left. we wouldnt know the way it really works truth be told there. (discuss with their particular once again perhaps?)scenario dos = semi-flexi only has step one membership. in order that your own to reduce your own principal, the cash Need to borrowing from the bank with the homes mortgage account (at the mercy of LO TnC). one payment built to your c/a need nothing in connection with your dominant as these accs aren’t linked. and so the 2nd officer was “korek”. =)
In fact to possess scenariio step 1= I inquired the fresh new administrator about your traditional loan, she told you not flexi following suggest me personally best to bring almost every other totally flexi package.
Scen 2= making this “korek” haha. Your function whichever a lot more fee to financing https://paydayloanalabama.com/ardmore/ a beneficial/c tend to deduct the main amte to that LO, how about this new T&C reported that we have to promote improve see to make more payment. but the administrator explained not require because their LO not revise, new LO still based on the old you to, however the bank system already inform. Why does ? I am scared shortly after finalizing have a tendency to feel dissapointed about later, every mth should notice financial provide deposit .
Surely got to revision lender?
.As to why usually do not eg fully flexi? Or no time generate advance payment must up-date bank, i wld alternatively get fully flexi. Save time.
Read in addition to Hleong islamic no locking months, pledge you can tell united states for folks who got one futher facts. Thx.
In reality having scenariio step one= I asked the fresh new administrator concerning your old-fashioned loan, she told you not flexi up coming recommend me personally best to get almost every other completely flexi package.
Scen 2= making this “korek” haha. You means almost any even more fee so you can financing good/c commonly deduct the principal amte to that particular LO, what about this new T&C stated that we should instead render advance notice making most fee. but the administrator explained not want because their LO not posting, the latest LO however in accordance with the dated one, nevertheless the bank operating system currently up-date. Why does ? I’m afraid once signing commonly be sorry for later, all of the mth has to see lender giving downpayment .
Got to improve financial?
.As to the reasons try not to including fully flexi? If any go out generate downpayment needs to inform financial, i wld instead take totally flexi. Save your time.
Read including Hleong islamic no locking months, pledge you could tell us for people who got one futher information. Thx.
whether or not their partial or complete flexi, their pretty much exactly the same thing. just think from it due to the fact a handbook vehicles or automobile automobile. highest FC and up-remain costs toward benefits versus so much more feet work with lesser maintaince rates. relatively speaking.
of private viewpoint, i’ll say go full-flexi if you have the additional dollars of course, if you heading so you’re able to roll the bucks that often.
i am not saying totally sure regarding the UOB’s pratices, but you can be seek advice from the newest officials what sort of find to make the extra fee? over-the-counter notice, thirty days find beforehand etcetera.
Does any one with this financing plan. Pls show particular light in my experience. My priority is the improve/prepayment. Let’s say mthly payment is RM1k, and i also shell out RM1.5k most of the mth on financing an effective/c. Do the latest RM500 often subtract throughout the Prominent amt , up coming decreasing the focus charges?
You to said”No”, the extra percentage usually playground on the good/c and you can apply once the a mthly payment when due. Notice has to be given to bank if need the other payment getting subtract the principal. She advise us to fill up an entire flexi mortgage loan.
